The Mutually Beneficial Exchange
Mubex is The Mutually Beneficial Exchange— a platform for People, Businesses and Non-Profits working to build a Partnership Economy where all transactions automatically create funds to enable us to Save for the future, Share with our friends and families and Donate to our communities— every time a purchase happens.
The #BuildIt Project
Partners & Nominations
Contributions & MBC
Mubex is centered on an idea called Mutually Beneficial Credit—a new unit of account/rebate that can be easily generated from any transaction and that represents the most important parts of our lives—our hopes for future, our desire to support the people we care about and our basic interest in contributing to the world at large— so that every time we buy something, we also create funding for the things that matter most.
The Mubex Launch is organized around The #BuildIt Project—a global, collaborative effort build a community Mubex Partners, open a Marketplace that makes the process of offering and earning Mutually Beneficial Credit both simple and automatic and activate Mubex accounts so that Mubex Partners can Save, Share and Donate in whatever ways they choose.
While the timeline for The #BuildIt Project will depend on the participation and support of the Mubex Community, our goal is to successfully conclude The #BuildIt Project and introduce the next phase of our development at the #MUBEXEVERYWHERE Launch Event on July 4th, 2022. At the event, we will celebrate the accomplishments of our Partners and share the details of our next collaboration:
All Partners are invited to attend.
Our mission is to renew our system of commerce by building a worldwide Partnership Economy where our future, our relationships and our communities are always present—and accounted for—every time our money changes hands.
Inspired by the belief and experience that all people have hopes for the future, a desire to support their friends and families and a basic interest in contributing to the world at large—Mubex was created to provide a simple way to infuse these aspirations into the heart of our economics by using each transaction to automatically generate funds for Saving, Sharing and Donating.
This is The Mutually Beneficial Exchange—a marketplace that perpetuates freedom, kindness and generosity at the speed of commerce by creating funds for our future, our relationships and our communities, every time a purchase happens.
Let’s build a Partnership Economy. Let’s be the Partnership Generation.
Architecture & Engineering
Last modified: August 28, 2019
Please read these terms carefully, as they contain important information regarding your legal rights, remedies, and obligations, including an agreement to arbitrate. The agreement to arbitrate requires (with limited exceptions) that you submit claims you have against the company to binding and final arbitration, and further (1) you will only be permitted to pursue claims against the company on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding, (2) you will only be permitted to seek relief (including monetary, injunctive, and declaratory relief) on an individual basis, and (3) you may not be able to have any claims you have against us resolved by a jury or in a court of law. The agreement to arbitrate will be subject to the aaa rules (defined and described below).
Some Services may be subject to supplement terms, conditions, policies and other agreements that will be made available to you separately when you such Services are offered (the "Supplemental Terms").
Changes to the Mubex Platform
We may update the content on this Mubex Platform from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Mubex Platform may be out of date at any given time, and we are under no obligation to update such material.
Links from the Mubex Platform
If the Mubex Platform contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Mubex Platform, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Mubex Platform will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the mubex platform or any services or items obtained through the mubex platform or to your downloading of any material posted on it, or on any website linked to it.
Your use of the mubex platform, its content and any services or items obtained through the mubex platform is at your own risk. The mubex platform, its content and any services or items obtained through the mubex platform are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Neither the company nor any person associated with the company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy or availability of the mubex platform. Without limiting the foregoing, neither the company nor anyone associated with the company represents or warrants that the mubex platform, its content or any services or items obtained through the mubex platform will be accurate, reliable, error-free or uninterrupted, that defects will be corrected, that the mubex platform or the server that makes it available are free of viruses or other harmful components or that the mubex platform or any services or items obtained through the mubex platform will otherwise meet your needs or expectations.
The company hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for particular purpose.
The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.
Limitation on Liability
In no event will the company, its affiliates or their licensors, service providers, employees, agents, officers or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the mubex platform, any websites linked to it, any content on the mubex platform or such other websites or any services or items obtained through the mubex platform or such other websites, including any direct, indirect, special, incidental, consequential or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
The foregoing does not affect any liability which cannot be excluded or limited under applicable law.
Consent to Doing Business Electronically; Communications
Because the Mubex Platform operates on the Internet, you consent to transact business with us electronically. You agree that we may provide notices to you by electronic means, for example, by posting it on our website, sending you an in-App notification or message, emailing it to an email address that you have provided us, mailing it to any postal address that you have provided us, or by sending it as a text message to any mobile phone number that you have provided us. All notices by any of these methods will be deemed received by you no later than the earlier of when received or 24 hours after sent to the contact information you provided, except for notice by postal mail, which will be deemed received by you no later than the earlier of when received or 3 business days after it is mailed to the most recent address we have on file for you.
You consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any purpose, at any telephone number or physical or electronic address you provide or at which you may be reached. You consent to receive SMS messages (including text messages), calls, and messages (including pre-recorded, artificial voice, and autodialed or automatically texted) from us, our agents, representatives, affiliates, or anyone calling or texting on our behalf at the specific numbers you have provided to us with information or questions relating to you or the Mubex Platform.
To unsubscribe from text messages at any time reply stop to any text message you receive from us. If you unsubscribe, we may restrict your access to your account (your "Mubex Account") and we may terminate your use of the Mubex Platform or any part or all of our Services. You consent that following such a request to unsubscribe, you may receive one final text message from us confirming your request and/or providing an alternative to access your Mubex Account.
You also agree to receive alerts about your activity, balances, payments, suspicious activities, and other matters involving your use of the Mubex Platform or the Services through push notifications to your smartphone or other device. Receipt of push notifications may be delayed or prevented by factors beyond our control, including those affecting your internet/phone provider. We are not liable for losses or damages arising from non-delivery, delayed delivery, or the erroneous delivery of any push notification; inaccurate push notification content; or your use or reliance on the content of any push notification for any purposes. Each push notification may not be encrypted, and may include your name and information pertaining to your Mubex Platform. We may terminate your use of push notifications at any time without notice. You may choose to discontinue receiving push notifications by updating your preferences on your smartphone or device. You acknowledge and agree that standard call, message, and data rates charged by your carrier apply to all communications by or with us.
In the event you change or deactivate your mobile telephone number, e-mail address, mailing address, or any other contact information you have provided, you agree to promptly update your contact information.
Builder Badges Program
Builder Badges Program. We offer users the opportunity to participate in a program (the "Builder Badges Program") that rewards users with a digital recognition (or achievement badge) for: (a) connecting with friends and family members through the Mubex Platform, (b) nominating businesses to join the Mubex Platform, (c) nominating not-for-profit entities to join the Mubex Platform, and (d) donating money to help crowdfund Mubex Platform development. Users who engage in these actions at certain activity levels (as determined by the Company) will earn "Friends & Family" "Business", "Non-Profit" and "Contribution" Builder Badges in recognition of their significant contributions to building our "Partnership Economy." The Partnership Economy. Collectively, the Friends and Family Builder Badge, the Business Builder Badge, the Non-Profit Builder Badge and the Contribution Builder Badge are referred to as "Badges." In the event a user obtains all of the Badges, then such user will be entitled to the status of "Mubex Founding Partner" – a lifetime status that will include access to special deals and opportunities for earning Mutually Beneficial Credit ("MBC") that will be made available by the Company at a later date, in its sole and absolute discretion. Contribution Builder Badge and Earning MBC. The Contribution Builder Badge is awarded to all Mubex Partners who make a monetary donation to support the #BuildIt Project and denotes participation in crowdfunding the continued development of the Mubex Platform (also referred to as "The Exchange"). Additionally, for all contributions over $25, Mubex offers its users the opportunity to earn MBC from their donations. For the purposes of determining the MBC rebate formula and amount, the contributions of each individual user are aggregated and treated as one contribution ("Total Contribution"), even if the contributions are made through multiple individual transactions.
The formula for determining the MBC rebate from the Total Contributions is as follows: the first $25 each user's Total Contribution ("Initial Donation") is treated as a crowdfunding donation to the Company and will be used for Mubex Platform development; the next $25 of each user’s Total Contribution will be earned as a MBC rebate and deposited into the user’s individual Mubex Account for saving, sharing and donating within the Mubex Platform for future use once your Mubex Account is "Active" (as defined below) and for all amounts over $50, each Mubex user can choose to split the contribution amount between crowdfunding Mubex Development and earning MBC for future use, up to a 90/10 either way.
Any amount that is donated/contributed to the funding of the Mubex Platform, including the Initial Donation, is nonrefundable. Any amount that is earned as MBC and deposited into your Mubex Account for Future Use is refundable, less any transaction processing fee.
Donations/contributions to the Company for the crowdfunding of the Mubex Platform are just that: donations. They are not purchases or investments of any kind or nature, and they do not entitle you to receive any service or product, equity or other interest or any other right. You will not receive any equity or other interest in the Company as a result of any donation.
Your Mubex Account is "Active" (or "activated") once we notify you that the MBC in your Mubex Account can be used for saving, sharing and donating on the Mubex Platform. There is no guarantee that your Mubex Account will be activated. The date and manner in which your Mubex Account is activated shall be determined by the Company in its sole and absolute discretion.
In addition to our other rights set forth herein, if we determine, in our sole discretion, that you have engaged in abuse, misuse, or fraud in connection with earning rewards or that you attempt to do so, we may take any action, including: (i) take away any Badges or other rewards in your Mubex Account; (ii) temporarily suspend your ability to earn Badges or other rewards; (iii) terminate your participation in the Builder Badges Program; and/or (v) cancel Badges or other rewards.
Amendments, Restrictions, Termination. We may add to, terminate, and/or change the Builder Badges Program at any time with or without notice to you. For example, we could change the terms for the Badges or MBC you can earn, impose caps and/or fees on earning and/or using Badges or MBC, place restrictions on or terminate your ability to earn Badges or MBC, terminate your membership in the Builder Badges Program, or terminate all or parts of the Builder Badges Program. You acknowledge that in the event we make these changes, you may no longer be able to earn Badges or MBC.
If you or we close your Mubex Account for any reason, we may immediately require you to forfeit all of your Badges, MBC or other rewards.
Fees, Taxes. There is no fee to participate in the Builder Badges Program. There will be a fee for processing any transactions on the Mubex Platform. It is your responsibility to find out if you are liable for any federal, state, or local taxes as a result of earning Badges or other rewards. Since the Company is a for-profit entity, your donations are not tax deductible.
Intellectual Property Rights
The Mubex Platform and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
You may store files that are automatically cached by your Web browser for display enhancement purposes.
You may print one copy of a reasonable number of pages of the Mubex Platform for your own personal, non-commercial use and not for further reproduction, publication or distribution.
You may download a single copy of any desktop, mobile or other applications we provide to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
You must not:
Modify copies of any materials from this site.
Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.
You must not access or use for any commercial purposes any part of the Mubex Platform or any services or materials available through the Mubex Platform.
The Company name and all related names, trademarks, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Mubex Platform are the trademarks of their respective owners.
In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter" or "spam" or any other similar solicitation.
To impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing).
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Mubex Platform, or which, as determined by us, may harm the Company or users of the Mubex Platform or expose them to liability.
Additionally, you agree not to:
Use the Mubex Platform in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Mubex Platform, including their ability to engage in real time activities through the Mubex Platform.
Use any robot, spider or other automatic device, process or means to access the Mubex Platform for any purpose, including monitoring or copying any of the material on the Mubex Platform.
Use any manual process to monitor or copy any of the material on the Mubex Platform or for any other unauthorized purpose without our prior written consent.
Use any device, software or routine that interferes with the proper working of the Mubex Platform.
Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Mubex Platform, the server on which the Mubex Platform is stored, or any server, computer or database connected to the Mubex Platform.
Attack the Mubex Platform via a denial-of-service attack or a distributed denial-of-service attack.
Otherwise attempt to interfere with the proper working of the Mubex Platform.
Monitoring and Enforcement; Termination
We have the right to:
Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Mubex Platform.
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Mubex Platform.
You waive and hold harmless the company and its affiliates, licensees and service providers from any claims resulting from any action taken by the company/any of the foregoing parties during or as a result of its investigations and from any actions taken as a consequence of investigations by either the company/such parties or law enforcement authorities.
Information About You and Your Visits to the Mubex Platform
Payment Information and Accessing the Mubex Platform and Account Security
We reserve the right keep your contact information, billing information and credit card information (where applicable) up to date. Changes may be made on your Billing Page within your Mubex Account. All payment obligations are non-cancelable and all amounts paid are non-refundable.
We reserve the right to withdraw or amend this Mubex Platform, and any service we provide on the Mubex Platform, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Mubex Platform is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Mubex Platform, or the entire Mubex Platform, to users, including registered users.
You are responsible for:
If you choose, or are provided with, a username, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your Mubex Account is personal to you and agree not to provide any other person with access to this Mubex Platform or portions of it using your username, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your Mubex Account at the end of each session. You should use particular caution when accessing your Mubex Account from a public or shared computer so that others are not able to view or record your password or other personal information.
Dispute Resolution by Binding Arbitration
Please read this section carefully as it affects your rights.
Agreement to Arbitrate
Prohibition of Class and Representative Actions and Non-Individualized Relief
You and the company agree that each of us may bring claims against the other only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding. Unless both you and the company agree otherwise, the arbitrator may not consolidate or join more than one person’s or party’s claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding. Also, the arbitrator may award relief (including monetary, injunctive, and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that party’s individual claims.
Pre-Arbitration Dispute Resolution
Company is always interested in resolving disputes amicably and efficiently, and most user concerns can be resolved quickly and to the user’s satisfaction by emailing customer support at firstname.lastname@example.org. If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute ("Notice"). The Notice to Company should be sent to 125 S. Clark St, Suite 1700 Chicago IL 60603 ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If Company and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you are or Company is entitled.
Unless Company and you agree otherwise, any arbitration hearings will take place in a reasonably convenient location for both parties with due consideration of each’s ability to travel and other pertinent circumstances. If the parties are unable to agree on a location, the determination will be made by AAA. If your claim is for $10,000 or less, Company agrees that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator will issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.
Costs of Arbitration
Payment of all filing, administration, and arbitrator fees (collectively, the "Arbitration Fees") will be governed by the AAA Rules, unless otherwise provided in this Arbitration Agreement. If the value of the relief sought is $75,000 or less, at your request, Company will pay all Arbitration Fees. If the value of relief sought is more than $75,000 and you are able to demonstrate to the arbitrator that you are economically unable to pay your portion of the Arbitration Fees or if the arbitrator otherwise determines for any reason that you should not be required to pay your portion of the Arbitration Fees, Company will pay your portion of such fees. In addition, if you demonstrate to the arbitrator that the costs of arbitration will be prohibitive as compared to the costs of litigation, Company will pay as much of the Arbitration Fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. Any payment of attorneys’ fees will be governed by the AAA Rules.
All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator will be strictly confidential for the benefit of all parties.
Future Changes to Arbitration Agreement
Your Comments and Concerns
This website is operated by Mubex Inc.
All other feedback, comments, requests for technical support and other communications relating to the Mubex Platform should be directed to: email@example.com.
Last Modified: August 28, 2019
We do not intend to solicit or collect information from anyone under the age of 13. If you believe we might have any information from or about a person under 13, please contact us at firstname.lastname@example.org.
Please understand that your use of the Mubex Platform is strictly voluntary. If you believe your use of the Mubex Platform is not voluntary, at any time, for any reason, please contact us immediately.
On this Mubex Platform.
In email, text, and other electronic messages between you and this Mubex Platform.
It does not apply to information collected by:
us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Mubex Platform.
You must be 18 years of age or older in order to use the Mubex Platform. You represent and warrant that any profile information you submit is true and accurate and that you are 18 years of age or older. The Mubex Platform is not intended for those under the age of 18. We may restrict access to Mubex Platform from certain locations.
Persons Under the Age of 18
Our Mubex Platform is not intended for persons under 18 years of age. No one under age 18 may provide any personal information to or on the Mubex Platform. We do not knowingly collect personal information from persons under 18 years of age. If you are under 18, do not use or provide any information on this Mubex Platform or on or through any of its features/register on the Mubex Platform, make any purchases through the Mubex Platform, use any of the interactive or public comment features of this Mubex Platform or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a person under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a person under 18, please contact us at email@example.com.
Information We Collect About You and How We Collect It
We collect several types of information from and about users of our Mubex Platform, including information:
by which you may be personally identified, such as name, e-mail address or any other identifier
by which you may be contacted online or offline ("personal information");
that is about you but individually does not identify you; and/or
about your internet connection, the equipment you use to access our Mubex Platform and usage details.
We may collect this information:
directly from you when you provide it to us;
automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies; or
from third parties.
Information You Provide to Us
The information we collect on or through our Mubex Platform may include:
Information that you provide by filling in forms on our Mubex Platform. This includes information provided at the time of registering to use our Mubex Platform or requesting services. We may also ask you for information when you report a problem with our Mubex Platform.
Records and copies of your correspondence (including email addresses), if you contact us. Details of transactions you carry out through our Mubex Platform and of the fulfillment of those transactions. You may be required to provide financial information before placing an order through our Mubex Platform.
Information We Collect Through Automatic Data Collection Technologies
As you navigate through and interact with our Mubex Platform, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
Details of your visits to our Mubex Platform, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Mubex Platform. Information about your computer and internet connection, including your IP address, operating system, and browser type.
We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). Please contact us at firstname.lastname@example.org for information on how you can opt out of behavioral tracking on this website and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking.
The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Mubex Platform and to deliver a better and more personalized service, including by enabling us to:
Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Mubex Platform according to your individual use.
Recognize you when you return to our Mubex Platform.
The technologies we use for this automatic data collection may include:
Flash Cookies. Certain features of our Mubex Platform may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Mubex Platform. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.
How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal information:
To present our Mubex Platform and its contents to you.
To provide you with information, products, or services that you request from us.
To fulfill any other purpose for which you provide it.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
To notify you about changes to our Mubex Platform or any products or services we offer or provide though it.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
To third parties you contract with through the Mubex Platform;
For any other purpose disclosed by us when you provide the information; or
With your consent.
We may also disclose your personal information:
To comply with any court order, law, or legal process, including to respond to any government or regulatory request;
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way.
Certain users may have additional personal information rights and choices based on where they live. Please see Your Privacy Rights for more information.
Accessing and Correcting Your Information
You can review and change your personal information by logging into the Mubex Platform and visiting your account profile page.
You may also send us an email at email@example.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
Certain users may have additional personal information rights and choices based on where they live. Please see Your Privacy Rights for more information.
Your Privacy Rights and International Privacy Practices
If you are a California resident, California law may provide you
with additional rights regarding our use of your personal information. To learn more
about your California privacy rights,
If you are a resident of the European Union or European Economic
Area, the General Data Protection Law ("GDPR") may provide you with additional
regarding our use of your personal information. To learn more about your GDPR
If you are a Canada resident, Canadian law may provide you with
additional rights regarding our use of your personal information. To learn more
your Canada privacy rights,
Certain users may be entitled to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to firstname.lastname@example.org.
If you are using the Mubex Platform outside of the United States, your data and information is collected in the country in which you are located and is transferred to the United States or another country where our servers are located.
If you would like to request to review, correct, restrict or delete personal information that you have previously provided to us, object to the processing of personal information, or if you would like to request to receive an electronic copy of your personal information for purposes of transmitting it to another company (to the extent this right to data portability is provided to you by applicable law), please contact us at email@example.com. We will respond to your request in accordance with the applicable law that governs the collection, use and deletion of your data and information. The requested deletion will be as comprehensive as possible but is always subject to issues outside of our control, including applicable regulations and laws, your actions and the actions of third parties. It is important to note that we may retain a copy of the information for archival purposes and to avoid identity theft or fraud.
You also have the right to lodge a complaint with the supervisory authority of your habitual residence, place of work or place of alleged infringement, if you consider that the processing of your personal data infringes applicable law.
A list of European Union data protection authorities is
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Mubex Platform, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Mubex Platform. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Mubex Platform.
To register a complaint or concern, please contact us at: firstname.lastname@example.org.